Greater Options For Veterans Than Your Local Bank or The Largest Lenders.

GET 100% VA financing to Build, Buy, Refinance, or Renovate YOUR HOME, PLUS Up To *$50,000 Extra unsecured

A Veteran Owned, Nationwide FDIC Insured Bank, Empowering & Transforming How Veterans Access Capital In All 50 States. 5-Star Reviews & Ratings Logo

Greater Options For Veterans Than Your Local Bank or The Largest Lenders.


A Veteran Owned, Nationwide FDIC Insured Bank, Empowering & Transforming How Veterans Access Capital In All 50 States. 5-Star Reviews & Ratings Buy A Home With A VA Loan And Get Cash At Same Time
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We're Radically Different From Other Banks Offering VA Home Loans; We Aim To Transform The Industry By Providing Our Veterans Greater Options & Increased Borrowing Power.

(What Could $50,000 Extra Help You Accomplish on top of your next purchase loan? Other Banks Stop You From Opening New Loans During A Mortgage, With Us, You May Qualify For $50,000 Extra To Use As You Wish!)

With our unsecured loan, Veterans can leverage their financial strength to secure additional funds that to use for anything they need. Whether it's a renovation, a down payment assistance to a family member, or anything in between, this extra loan underwritten by us at the same time, gives service members the flexibility to make their dreams a reality.

With no collateral required and fast approval times, they can enjoy the peace of mind that comes with knowing they have greater resources to succeed. Discover the power of our unsecured loan and take your VA home buying experience to the next level. Funding can be accessed before, or at closing, but may not be used to meet any down payment requirements.

Furnish A Single Room Or The Whole Home

Furnish A Single Room Or The Whole Home

You could furnish your entire home with new furniture, appliances, and decor. From a cozy living room to a fully equipped kitchen, you could create the home of your dreams.

Payoff High Interest Car Loans Or Credit Card Debt

Pay Off High Interest Autos, Debt, Or Cards

Lowering debt is a smart financial move, surely when it comes to high-interest car loans, personal debt, or credit cards. By doing so, you'll free up monthly cash flow and reduce financial worries.

Build An ADU, or Design A Basement Rental Unit

Design A Basement Rental or Build An ADU

Increase your wealth or payoff your home faster by investing in the rental markets. Whether you want to be an AirBNB Host, design a basement or attic rental unit, or add an accessory dwelling unit to your backyard, this could be the time to start.

Renovate Your Home Inside, Out, Or Both

Renovate Your Home, Inside, Outside Or Both

Renovate your home, whether it's a kitchen remodel, a new bathroom, update all appliances, or even a complete makeover. This may not only improve the value of your home but also give you a more customized living space, perfect for you.

Create A Backyard Oasis or Retreat

Create A Backyard Retreat Or Oasis

Let your imagination run wild with the possibility of turning a blank canvas of grass into a wonderful relaxation retreat. Add an outdoor kitchen, pool, hot tub, spa, or ice-bath, lounges, multi-tiered decking, or add fire-pits and water features.

Create A Side Business, Hire Staff, Or More

Create A Side Business, Hire Staff, Or More

Need to hire help around the house, want to build a home office, start a new home-based business for extra income, or hire property rental management, the options are endless to use these funds as you wish, the next step is up to you.

We Make Veterans Our Priority! If You Have A Better Offer, We’ll Tell Ya, Not Hard Sell Ya!

*Our consumer loans are only available to mortgage customers of The Federal Savings Bank

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These Are Just A Few Highlights Of What We Can Offer Our Veterans, Many Options Not Offered By Others!

  • VA & Jumbo Portfolio Loan Amounts Up To $3+ Million, Greater Upon Committee Approval.

  • One-Time & Two-Time VA Construction Land & Home Loans.

  • Access Up To $50,000 Extra Unsecured Funds To Use As You Wish, Other Lenders Don't Offer.

  • VA Purchase Renovation & Portfolio Rehab Loans up to $2 Million In Extensive Work Allowed.

  • VA Cash-Out, Debt Consolidation, or VA IRRRL Streamline Refinances.

  • Stick Built, Manufactured, Condo, Multi-Family, Log Cabin, SIP, ICF, Foam Home & More.

We’re A Veteran Owned, Nationwide FDIC Bank, With Top Rated® Bankers Ready To Serve You.

Single Family Homes, Primary Residence, 2nd Homes, And Investment Property In All 50 States

We’re Honored That You Fought For Our Home; Now, Let Us Fight For Yours!

As a Veteran-Owned & Operated Bank, we're proud supporters of the United States military, our veterans active, retired, and spouses of our Veterans!

Our VA loan programs are designed specifically to offer more power than your local bank or even the largest of VA lenders you advertising on TV or online.

With our 100% LTV financing options, you can build, buy, refinance, or renovate the home of your dreams without any worries anywhere in the country.

But that's not all, we also want to provide you with additional support by offering up to *$50,000 in extra unsecured funds for well-qualified borrowers.

This means you can use the funds for anything you want, whether it's starting a business, paying off debt, or making home upgrades. We are here to support you every step of the way.

Check your eligibility by clicking below, click the blue chat bubble and have a banker contact you, or call us today and we'll get one of our expert VA Bankers on the line to help you right away.

We appreciate the opportunity to serve you more than you know!

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100% LTV Purchase, Construction, Renovation, Refinance, Cash-Out Loans, Zero Down, NO PMI, Single Family, Owner-Occupied Multi-Family, Manufactured, Modular, Barndominium Homes, Up To $3+ Million!

We have over 25 years of working as a team helping current and future homeowners find the most competitive fixed-rate VA mortgage loans while navigating challenging economic instability. We promise not to spam you, sell your information, bombard you with robocalls, or provide anything but a clear, transparent conversation from start to close! It all begins here!

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Client Testimonial

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Buying a home always seemed like something that was going to be just out of reach. Working with The Federal Savings Bank, Gus and Rosemarie we were finally able to turn our dreams into something attainable. We cannot thank them enough for the confidence and effort in their work to get us not only a mortgage but a consumer loan. Offering us the consumer loan to consolidate our debt made home ownership possible. They treat us like a friend not just a loan number. Recommending them to others will always be our pleasure! Review By Joni L.

Joni L.


5 Star Reviews
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Whenever I had a question or a bump in the road - Robert was there to explain it to me and provide me with a resolution. Compared to my experience with other mortgage bankers, he puts them in the dust! My last interaction with another mortgage banker told me I can only do between 10%-20% down (which I already knew is not true being a banker) and it was a world of difference working with Robert. He explained to me all the scenarios between 3% down to paying cash in full. All in all, I would highly recommend Robert to everyone and without a question. Review By S. Lauefer

S. Lauefer


5 Star Reviews
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I have completed 4 or 5 loans with Saif and Richie. They work very hard to get everything together. The communicate consistently, but they don't pester me. I've even had them compete with other lenders and they always win. Whether it's rate or service they get my business every time. I highly recommend working with these guys. They are professional, competent, efficient and great to work with in every way. Thanks! Review By Micky P.



5 Star Reviews
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Aside from VA Home Loans, we offer so many options. From VA Construction to Bridge Loans, Down Payment Assistance Programs, Doctor Loans, Veterinarian Loans, Nurse Practitioner Loans, Foreign National ITIN Loans, Extensive Renovation Projects, FHA, VA, USDA, Non Conforming, even Manufactured Homes, 100's of options for borrowers in all 50 states.

Each loan is as unique as the home! Treating our customers with extreme care and attention to detail, we can’t wait to serve you. We’re solution-oriented, efficiency-motivated, and highly skilled bankers working for you; let us help you today!


*Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.

*Messaging and Data Rates May Apply.

*VA eligibility is required for VA loan products. USDA loans are only available in USDA-eligible areas as designated by the USDA.

*We do not offer new dealer-manufactured home loans in New York, but we do offer modular and site-built land and home construction.

*Qualification for up to $50,000 extra is for qualified borrowers and can be applied to all loan programs. This is a separate unsecured consumer loan we will underwrite in-house at the same time as your requested mortgage loan. Please contact your banker to request this program and the applicable rates, terms, and conditions. Consumer unsecured lending programs prohibit loan proceeds from being used for down payment.

REALTOR® is a registered trademark of the National Association of Realtors and is not affiliated with or The Federal Savings Bank.

†Subject to applicable law and lender approval, when represented by one of our participating real estate brokerage companies during the purchase or sale of a home or land, eligible Consumers may receive a rebate of up to thirty percent (30%) off of the fee to be received by the participating real estate brokerage company representing the respective Consumer, at closing, which rebate will be applied exclusively toward paying down that Consumer’s applicable closing costs. In no event shall any rebate be greater than the aggregate of all closing costs. Issuance of a rebate is subject to a participating real estate brokerage company’s receipt of its fee. The following states condition, or do not permit, the granting of a rebate by real estate brokerage companies (list is subject to change at any time): Alaska, Iowa, Kansas, Louisiana, Mississippi, Missouri, New Jersey, Oklahoma, Oregon, and Tennessee. No remuneration is paid to The Federal Savings Bank or to any of our Bankers. This is a free program offered exclusively by us to help our consumers save on their real estate transactions. Logo 5-Star Reviews & Ratings Member FDIC, Equal Housing Lender, A+ BBB Rating

Member FDIC. Equal Housing Lender

NMLS# 411500

4120 W Diversey Ave, Ste C501, Chicago, IL 60639

A+ Better Business Bureau Rating

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